Services We Provide

We Help Find Financing That Works For You! Contact Us!

There are two keys to successfully unlocking your business financing:

  • First is to satisfactorily educate the lender about your business and business plans.
  • Next, is properly structuring your finance request so that both your needs and the lender’s credit criteria are met.

At North Texas Loan Advisors we are experts at finding the best financing arrangement for your business needs. We know how to connect you and your business to the right lenders who can understand what you do and are willing to help you achieve your success!

We can provide you with a No Obligation preliminary evaluation of your financing request and help you determine which type of business loan will be best meet your goals. Once we’ve helped you determine what type of loan to pursue, you will engage us so we can begin the process of developing a loan request proposal that will be sent to select lenders known to us who will best match your needs. Typical loan packaging engagements begin at $3,000. When an acceptable lender’s financing commitment is finalized we will have earned our broker’s fee (typically 1.0% of the total loan amount). Depending on circumstances and the financing arrangement established fees are sometimes included in the loan closing process while others are paid up-front. Additionally, some lenders may choose to pay our broker fee while in other cases they may not, in these cases you as a borrower are responsible for all fees.

We can help you find:

  • SBA 7(a) & 504 Government Guaranteed Business Loan Financing
  • Commercial Loan Financing
  • USDA Loans – Business and Industrial Financing (B&I)

When looking for financing we understand that business owners are seeking flexible terms, lower down payments, competitive interest rates, longer terms, and easier qualifications for loans.

SBA 7(a) & 504 Loans

SBA 7(a) financing up to $5,000,000 and $10,000,000 under the SBA 504 program is available at competitive rates with terms of up to 25 and 30 years. Learn how you can take advantage of longer repayment terms, lower collateral requirements, lower down payments & capital injection requirements, all at competitive interest rates for:

  • Business Startups
  • Business Acquisitions
  • Real Estate Acquisitions and Construction
  • Permanent Real Estate Financing
  • Leasehold and Capital Improvements
  • Machinery and Equipment Purchases
  • Fleet and Vehicle Purchases
  • Permanent Working Capital and Receivables Financing

 

Commercial and SBA Real Estate Financing

Purchasing commercial real estate is a significant step for any business. We have both the expertise and relationships to help you finance the purchase or construction of commercial property, including office buildings, warehouses, manufacturing facilities, medical facilities, mixed-use buildings and retail properties, as well as leasehold build-outs.

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USDA Business and Industry Financing

USDA B&I loans are guaranteed by the Rural Economic Community Development Agency (RECD), which is an agency of the U. S. Department of Agriculture. Financing of up to $10,000,000 with terms of up to 30 years is available in Rural Areas. The B&I loan program can be utilized for:

  • Land Purchases
  • Constructing Improvements
  • Purchasing Plant Equipment and Machinery
  • Purchasing Inventory
  • And Funding Working Capital

Let us help you find the best possible loan for your business. Contact Us today to get started!